Trade Finance Services for Businesses in India

Factoring, Supply Chain Finance, Distributor Financing, Equipment Leasing and Sale and Leaseback from One Team

Growing businesses rarely run short of orders. They run short of cash while invoices wait to be paid. Wisecor’s trade finance services help Indian and international businesses release cash tied up in receivables, extend working capital through their supply chain and fund equipment, with structures built around your cash flow and your customers’ payment cycles.

Our Thane (Mumbai region) team supports exporters, manufacturers, distributors and growing companies across India. Whether you need export or domestic factoring, early payment for suppliers, a channel financing programme, equipment on lease or capital released from an owned asset, you work with one team that understands the credit, documentation and compliance sides of each.

Trade finance services for businesses in India

Trusted by Our Clients

Leading businesses across India and overseas trust Wisecor with their finance, accounts and trade finance needs.

Aeroflex logo
ALD Automotive logo
Ambit Finvest logo
Apar logo
Asian Paints logo
Avendus logo
Beckman Coulter logo
BLR Logistic logo
Cipla logo
Continuum logo
ESR logo
Essity logo
IL&FS logo
Inventys logo
Kalpataru logo
Maverix logo
Motilal Oswal logo
Polycab logo
Quickr logo
Simnit logo
SSL logo
Supreme logo
Sutherland logo
Tata Realty logo
Terrafarm logo
Vedang logo
Venus logo
Welspun logo

Why Choose Wisecor’s Trade Finance Services?

Trade finance works when the structure fits your cash cycle, your buyers’ credit and the paperwork lenders and financiers need. Wisecor helps you choose the right product, prepare the documents and run the programme.

01

Specialist Trade Finance Team

Professionals who work on receivables, supply chain and asset-based financing structures every day.

02

Right Product for Your Cash Cycle

One team covers factoring, supplier and distributor financing and leasing, so you are advised on fit, not pushed into a single product.

03

Credit and Risk Assessment Built In

Buyer and distributor creditworthiness is reviewed before a programme is set up, and monitored once it is running.

04

Clean Documentation and Compliance

Invoices, agreements and records are prepared to the standard financiers and regulators expect, domestically and across borders.

05

Grows with You

From one facility for a growing company to programmes across several entities and markets, the structure scales with your volumes.

Why choose Wisecor for trade finance services

Industries We Serve

Technology and IT

Factoring and working capital for export billings, and lease financing for hardware and infrastructure.

Healthcare

Equipment leasing for medical devices and diagnostics, and supplier financing for pharma and medical supply chains.

Retail and E-Commerce

Supplier chain financing and early supplier payments to keep stock flowing across seasonal demand.

Manufacturing

Export and domestic factoring, distributor channel financing and equipment leasing for plant and machinery.

Finance and Banking

Financing structures, credit analysis and reporting for financial institutions working with trade assets.

Why Partner with Wisecor for Trade Finance?

Wisecor gives businesses one dependable partner for receivables, supply chain, channel and asset financing.

  • Receivables to Assets: One team covers factoring, supply chain and channel financing, equipment leasing and sale and leaseback.
  • Cash-Flow-First Structuring: We start from your invoice cycle, supplier terms and growth plans, then recommend the structure that frees the most working capital.
  • Credit Risk Review: Buyer and distributor credit is analysed up front and tracked through regular reporting.
  • Export and Domestic Experience: We support cross-border receivables as well as local trade, including the documentation each needs.
  • Transparent Terms: Costs, tenor and responsibilities are explained clearly before you commit.
  • Responsive Support: A dedicated contact in Mumbai who answers queries and keeps the programme running smoothly.
Read more about Wisecor
Wisecor trade finance team

Ready to Free Up Cash Tied Up in Your Trade Cycle?

Tell us about your receivables, suppliers or equipment needs. We will review your cash cycle and suggest the trade finance structure that fits.

  • Turn unpaid invoices into working capital
  • Support suppliers and distributors without straining cash flow
  • Fund equipment and assets on flexible terms
Talk to Wisecor’s trade finance team

Our Steps to Deliver Trade Finance Solutions

Every trade finance engagement follows the same four steps, so you know what we need from you, what happens next and who is responsible.

Trade finance needs assessment
Trade finance solution design
Trade finance implementation
Trade finance monitoring and optimization

Needs Assessment

We review your receivables, supplier and distributor terms, cash cycle and funding goals.

Solution Design

We recommend the product and structure that fit, with the credit analysis and documentation each needs.

Implementation

We prepare the paperwork, set up the facility or programme and align it with your finance workflow.

Monitoring and Optimization

We track utilisation, collections and credit exposure, and adjust the programme as your business changes.

Trade finance needs assessment

Needs Assessment

We review your receivables, supplier and distributor terms, cash cycle and funding goals.

Trade finance solution design

Solution Design

We recommend the product and structure that fit, with the credit analysis and documentation each needs.

Trade finance implementation

Implementation

We prepare the paperwork, set up the facility or programme and align it with your finance workflow.

Trade finance monitoring and optimization

Monitoring and Optimization

We track utilisation, collections and credit exposure, and adjust the programme as your business changes.

Case Studies

What Our Clients Say

Rajesh Mehta

CFO at Zenith Enterprises

Wisecor’s export factoring solutions significantly improved our cash flow, enabling us to expand into new markets without financial strain.

Priya Sharma

Finance Manager at Fusion Tech Solutions

Their supplier chain financing has streamlined our procurement processes, ensuring timely payments and fostering stronger supplier relationships.

Amit Khurana

Director at Orion Global Ventures

With Wisecor’s trade finance expertise, we’ve reduced payment risks and enhanced the stability of our distribution networks.

Frequently Asked Questions

What is trade finance and how can it help my business?

Trade finance is funding that supports the buying and selling of goods and services. It closes the gap between paying suppliers and getting paid by customers, so you have working capital when you need it and can take on larger orders with less cash pressure.

How does export factoring work?

You sell your export invoices to a factor, who advances a large part of their value straight away, follows up collections from your overseas buyers and, depending on the structure, takes on the buyer credit risk. You get cash earlier instead of waiting for the full credit period.

What is the difference between factoring, supply chain finance and distributor financing?

Factoring releases cash against your own receivables. Supply chain finance lets your suppliers be paid early against invoices you have approved. Distributor financing funds the working capital of the distributors who buy from you. Each solves a different cash flow gap.

Which industries benefit from trade finance?

Businesses with long payment cycles or heavy working capital needs benefit most, including technology and IT, healthcare, retail and e-commerce, manufacturing, and finance and banking.

How does Wisecor keep trade finance arrangements compliant?

We assess buyer and counterparty credit, prepare agreements and documentation to the standard financiers expect, and follow the domestic and cross-border rules that apply to each transaction.

When should a business consider equipment lease financing or sale and leaseback?

Choose equipment leasing when you need new machinery or technology without a large upfront payment. Consider sale and leaseback when you own an asset, such as property or equipment, and want to release the cash in it while continuing to use it.

Do you provide trade finance services in Mumbai and across India?

Yes. Our team is based in Thane, Mumbai, and we support exporters, manufacturers, distributors and growing businesses across India.

Can you manage trade finance together with accounting, tax and compliance?

Yes. Wisecor also provides finance and accounts outsourcing, GST services and secretarial services, so your receivables, books and filings stay consistent.

Blogs and Articles

#

13 October 26

PF Wage Ceiling Raised to ₹25,000: What Employers and Employees Need to Know in 2026

A major change to India's Employees' Provident Fund (EPF) framework is creating new responsibilities for employers and payroll...

#

6 October 26

5 Finance Processes You Should Automate Before Hiring More People

When the finance department starts struggling with workload, hiring another employee often seems like the obvious answer. But...

#

29 September 26

GST Notice Received? What Businesses Should Check Before Responding

Receiving a GST notice can make even a well-organised finance team reach for the calculator—and sometimes the coffee....

#

22 September 26

Salary Processing vs Payroll Management: What’s the Difference?

In reality, payroll involves much more than transferring money to employees. Businesses must account for attendance, leave, salary...

#

15 September 26

AP vs AR Outsourcing: Which Finance Process Should You Outsource First?

Managing accounts payable and accounts receivable efficiently is essential for maintaining healthy cash flow and accurate financial reporting....

#

8 September 26

Internal Audit vs Statutory Audit: What’s the Difference and Do You Need Both?

Businesses often hear the terms internal audit and statutory audit together, but they serve different purposes. While both...

#

1 September 26

10 HR Functions You Can Outsource to Save Time and Reduce Costs

Human resources is no longer limited to hiring employees and maintaining personnel records. As businesses grow, HR teams...

#

25 August 26

5 Common Compliance Mistakes That Trigger a Tax Notice in India

A tax notice can be stressful, but in many cases the underlying issue is not a major tax...

#

18 August 26

India Accounting and Bookkeeping Requirements for Foreign Businesses

Expanding into India creates significant opportunities for international companies, but establishing operations also brings accounting, tax, reporting, and...

Ready to Elevate Your Trade Finance Operations?

Partner with Wisecor for innovative trade finance solutions tailored to your business needs.

Business Consultant

Let’s Talk!

    Sign Up to Get Latest Updates

    Subscribe to our newsletter and stay updated.